We’ll tell you everything you need to know to apply for a home equity agreement (hea) from unlock. To qualify for an unlock hea, you’ll need to meet several property and personal-finance requirements. Your privacy is our priority. With a typical reverse mortgage, you are required to pay off your existing mortgage at closing in order to qualify. See if you qualify today. Learn more about who we are and what we offer. Discover how a home equity agreement lets you access cash from your equity—no monthly payments. Wondering how unlock works? Depending on your circumstances an unlock agreement can yield more or less cash to you up front versus a reverse mortgage. A fintech company that helps you access funds without monthly payments or added debt. The cost of your hea is based on how much or how little your home appreciates during the length your hea term, which can last up to 10 years. An unlock agreement has no age requirements. Securely log in to unlocks platform to manage your home equity release application and access personalized services. A minimum hea amount of … With an unlock home equity agreement (hea), you receive a lump sum of cash today in exchange for a share of your home’s future value. Are you ready to tap your home equity without a loan? Here’s a look at the conditions. In most cases, unlock must be in no greater than 2nd lien position and the property must be clear of any liens deemed unacceptable by unlock in its discretion. Unlock technologies offers home equity agreements that allow you to receive cash for a portion of the future value of your property.